Benefit design and testing · Part of the IXB PBM suite

Benefits Studio

Design, test and validate pharmacy benefits before production.

Benefits Studio gives health plans and PBMs a workspace to prepare pharmacy benefit configurations, test how claims behave and review the evidence behind proposed changes.

Bring benefit requirements, draft designs, synthetic claim tests and approval steps into a structured workflow. Help implementation teams identify gaps, explain differences and prepare changes for authorized review.

Make benefit requirements testable

A benefit document describes what a plan intends to provide. Implementation teams need to establish how that design behaves across covered drugs, pharmacy arrangements, member cost sharing and utilization requirements.

Benefits Studio connects configuration work with repeatable testing. Teams can examine whether a proposed design produces the expected result, investigate differences and keep the supporting evidence with the work.

A workspace for design, testing and review

Prepare benefit configurations

Build a draft or work from an existing design. Organize formulary entries, pricing rules, pharmacy and channel requirements, utilization management, drug-utilization review checks and accumulators around the intended benefit.

Compare proposed changes

Compare designs and identify the configuration differences under review. Group related edits into a change set so reviewers can understand the purpose, scope and supporting requirements.

Test claim behavior

Use synthetic claim scenarios to examine paid and rejected responses, member and plan amounts, benefit limits and accumulator behavior. Test sequences can include fills, reversals and rebills to explore how earlier transactions affect later results.

Explain differences with evidence

Compare expected outcomes with the results returned by the test engine. Review available calculation evidence, transaction details and rule context to investigate a difference. Where evidence is unavailable, that limitation remains visible.

Keep review connected to the design

Bring proposed changes, test findings and outstanding questions together for authorized review. Separate drafting and testing from approval and production release, with identifiable versions behind the work.

From requirements to a reviewed design

  1. Establish the requirements

    Identify the approved benefit documents, intended rules and questions that need an answer.

  2. Prepare a draft

    Build or adapt the configuration and record the purpose of proposed changes.

  3. Run the tests

    Exercise synthetic claim scenarios, including expected successes, expected rejects and boundary conditions.

  4. Review the evidence

    Compare results with approved expectations, investigate differences and resolve outstanding questions.

  5. Approve the next step

    Authorized people determine whether the design is ready for release through the applicable deployment process.

Passing a test does not itself release a design. The results support a separate approval decision.

Support program-specific implementation

Benefits Studio supports configuration and test workflows for commercial, Medicare Part D and Medicaid benefit designs. Teams can examine the scenarios relevant to their program, such as benefit limits, cost-sharing transitions, utilization requirements and state-specific rules.

The applicable requirements, supported test coverage and source versions are confirmed for each engagement. Testing provides evidence for review; it does not replace the customer’s responsibility for benefit policy, clinical judgment or regulatory requirements.

Optional

Optional AI assistance for implementation

For organizations that authorize AI use, Benefits Studio provides controlled tools an external AI assistant can use to prepare draft configurations, run synthetic tests and assemble findings for human review.

IXB has demonstrated this approach in internal exercises across commercial, Medicare and Medicaid test designs. The focus is reducing repetitive setup and testing work for lean implementation teams.

AI-authored changes remain drafts subject to review. The assistant cannot approve its own work or release a design into production. Calculation and transaction results come from authoritative services, and test expectations require an independently approved basis.

AI assistance is optional. Customers can use the product’s design, testing and review workflows without model assistance. Any assisted engagement has an agreed scope covering the tasks, permitted data, provider arrangement and human review responsibilities. Availability and activation requirements are confirmed for each engagement.

Part of the IXB PBM suite

Benefits Studio focuses on the configuration and testing work behind pharmacy benefit operations. It complements IXB’s transaction processing, clinical workflows and implementation management.

  • Pharmacy Claims Processing: evaluate test transactions through the IXB engine and examine the resulting responses and available calculation evidence.
  • Prior Authorization and Medication Therapy Management: explore the suite’s related authorization and pharmacist-led workflows, with qualified professionals retaining responsibility for their decisions.
  • ResolveIT CRM: manage implementation activities, customer questions and change requests while Benefits Studio provides the design and test workspace.

The participating products, interfaces and handoffs are defined for each deployment.

Plan around your claims-processing environment

Bring your existing claims-processing arrangements to the discussion. Benefits Studio’s demonstrated test workflow uses the IXB claims engine. Testing against another processor requires confirmation of its supported interfaces, test environment and available evidence.

IXB works with your team to define the appropriate evaluation and integration scope. A result from one test engine does not establish how a different processor will behave.

Questions about Benefits Studio

Who is Benefits Studio for?

Health plan and PBM benefit designers, implementation teams, quality-assurance analysts and authorized reviewers who need to connect configuration choices with test results and release decisions.

Do we need to use AI?

No. Benefits Studio provides design, testing and review workflows without model assistance. Optional AI-assisted implementation is discussed separately and requires customer authorization for the agreed scope.

Does AI make coverage or clinical decisions?

The optional implementation workflow prepares draft configurations and synthetic tests for review. It does not delegate individual coverage determinations or clinical decisions to the assistant. Approved requirements guide the design, and authorized people control approval and release.

Can we test before changing production?

Yes. Benefits Studio supports draft designs and synthetic testing before the applicable production-release process. Running tests or reviewing an AI work record does not approve a production change.

Can we use Benefits Studio with another claims processor?

Discuss your processor and testing requirements with IXB. The demonstrated workflow uses the IXB engine; compatibility with another processor depends on an agreed connection, supported capabilities and available test evidence.

How do we evaluate it?

Bring a representative benefit-design requirement and the outcomes your team needs to verify. IXB will discuss a controlled demonstration, supported capabilities and the implementation scope appropriate to your organization.

Get in touch

Bring a benefit-design challenge to IXB

Show us the configuration question, test scenario or implementation handoff your team needs to make clearer. We will walk through the relevant Benefits Studio workflow and discuss how it fits your program.